Wallpaper Changer 1.90 is a wallpaper manager that can change your background on every startup.
It can also change your wallpaper once a day or at regular intervals. It supports JPEG, PNG, GIF and BMP images, and includes the ability to change your images in random order.

The pictures can be automatically tiled, centered or resized to full screen.

Wallpaper Changer 1.90 can analyze your picture and set the best matching background with the most readable icon caption color.

You can create, save and load wallpapers from your favorite pictures.

Another nifty feature is the ability to give your desktop icons captions a transparent background, so more of your wallpaper shows through.
Wallpaper Changer at NONAGS ... also the best Changer there.

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Wallpaper Changer will surely help you mastering hundreds of your own desktop wallpapers in just a few minutes. Wallpaper Changer supports the Windows 9x/NT multi-user environment and doesn't have to be installed, it's a plain .exe file.